Stripe in Jersey? Taking card payments online in 2026
Which card payment providers accept Jersey-based businesses for an online shop or booking site, which don't, and what to check before you sign up.
- 5 min read
- WEBB Jersey
Want to take card payments on your website from Jersey? The usual advice in UK guides often doesn't work. Several of the best-known payment services don't accept businesses based in the Crown Dependencies. This guide sets out what we found when we checked each provider's own pages in November 2026, and what to ask before you sign anything.
Rules change. Treat this as a starting point and confirm with the provider before you build your shop around it.
The short answer
As of November 2026:
- Stripe does not accept Jersey-based businesses.
- Shopify Payments is not available to Jersey businesses, although a Shopify shop can still use another provider.
- WooPayments (the WooCommerce card service) does not support Jersey.
- Square lists eight countries for card processing, and Jersey is not one of them.
- PayPal, CityPay, Opayo by Elavon and Braintree are listed as working for Jersey businesses. Worldpay is listed as "case by case".
- SumUp is reported to work in the Channel Islands, but we could not find a current SumUp page that says so. Ask SumUp to confirm in writing.
The services that don't accept Jersey businesses
Stripe's own help page is clear. It says businesses based in a British Crown Dependency, naming Jersey, Guernsey and the Isle of Man, "are not currently supported".
WooCommerce says the same for WooPayments: a business in a British Crown Dependency, like Jersey, is not currently supported.
Shopify's list of Shopify Payments countries includes the United Kingdom but not Jersey. Digital Jersey's guide puts it plainly: "Shopify Payments itself isn't available in Jersey".
Square's international availability page lists the US, Canada, Australia, Japan, the UK, Ireland, France and Spain, and says it doesn't support card processing elsewhere.
Some firms get round this by trading through a UK company. Digital Jersey notes that this route has legal and tax consequences. Speak to your accountant before you try it.
Providers that do work for Jersey businesses
PayPal
PayPal's UK user agreement was last updated on 7 September 2026. It says it applies to accounts of residents of the United Kingdom, Guernsey, Isle of Man and Jersey. Customers can pay with a PayPal account or, in most set-ups, with a card. It plugs into most shop systems, including WooCommerce and Shopify. It is often the quickest way to start.
CityPay
CityPay says it has served businesses across the UK and Channel Islands for over 26 years, online and in person. It has a Jersey phone number and a payment gateway that a developer can connect to most websites.
Worldpay and Opayo
Digital Jersey's comparison table lists Opayo (Elavon) as supporting Jersey and Worldpay as "case by case". Both are card gateways rather than all-in-one apps. You apply for a merchant account, they check your business, and your developer connects the gateway to your site. Digital Jersey also notes that Worldpay can be used with a Shopify shop.
SumUp
SumUp is popular with Jersey traders for its card readers. A payments review site says SumUp's service works in the Channel Islands (Jersey and Guernsey), but that page was first published in 2020. Before you rely on SumUp's online checkout or payment links, ask SumUp to confirm in writing that a Jersey-registered business can use them.
Local options
Digital Jersey's guide also names CheckOut (Jersey), RevKeen and Salespie as local providers, and lists several others. It does not endorse any of them, and it warns the table "may not be complete or up to date".
What to check before you sign up
Use these questions with any provider:
- Does it accept a business registered in Jersey? Not "the UK". Ask for the answer in an email.
- Which currencies and bank accounts can it pay out to? Check it can pay into your Jersey bank account in pounds.
- What are the fees? Compare the percentage per transaction, any fixed fee per payment, monthly fees and chargeback fees.
- How long until the money reaches you? Payout times differ by provider. Ask whether new accounts start with a longer wait or a reserve.
- Does it handle card security for you? A hosted payment page or a provider's own card fields keeps card numbers off your website. That keeps your PCI DSS work much lighter.
- Does it plug into your shop system? Check there's a maintained plugin or integration for WooCommerce, Shopify or whatever your site uses.
- What does onboarding need? Expect to provide company details, ID and proof of address. Digital Jersey also advises checking the provider's approach to JFSC anti-money laundering requirements.
If you use Shopify
You can still run a Shopify shop from Jersey. You just use a third-party provider instead of Shopify Payments. Be aware that Shopify says "third-party transaction fees apply to all transactions processed through third-party and alternate payment gateways". Add that fee to your sums when you compare Shopify with WooCommerce or a custom build.
Card surcharges in Jersey
In the UK and EU, businesses can't add a surcharge for paying by card. The Government of Jersey's consumer page says that ban doesn't apply to Jersey. If you do add a card fee, show it clearly before the customer pays, not as a surprise on the last screen.
Customer data
Card payments bring personal data with them: names, addresses, emails and order history. In Jersey that falls under the Data Protection (Jersey) Law 2018. The Jersey Office of the Information Commissioner says data controllers established in Jersey are required to register. If you already hold customer details, you may already be registered. If not, check.
A sensible order of work
- Decide how customers will pay: card on the website, PayPal, payment links or in person.
- Shortlist two providers that confirm in writing they accept Jersey businesses.
- Compare the total cost on a typical month of your sales. The headline rate is only part of it.
- Open the account early. Approval can take days, and you can't take live payments until it's done.
- Test the checkout with test cards and real phones before launch.
How we can help
We build online shops with card payments that work for Jersey businesses. You open the account in your own name. We help with the forms, connect it and test it. Connecting is quick once the account is open, but approval is the provider's, so apply at the start of the project. See online shops, or book a free 20-minute call to talk it through.